Condo Insurance

Tailored Protection for Condo Owners

Owning a condominium offers a unique lifestyle — combining the benefits of homeownership with the convenience of shared property management. However, standard homeowners association (HOA) insurance typically only covers the building’s exterior and common areas. That’s why you need a comprehensive policy that protect your unit, belongs, and liability.

Our Condo Insurance Coverage Options

Your condo deserves specialized protection. Bridgemark Insurance offers policies that fill in the gaps left by your HOA’s coverage:

  • Building Property Coverage
    Protects the interior of your unit, including walls, floors, ceilings, and built-in appliances.

  • Personal Property Protection
    Covers your belongings — such as furniture, clothing, electronics, and more — against fire, theft, and other risks.

  • Liability Coverage
    Provides financial protection if you are held responsible for injury or property damage to others.

  • Medical Payments to Others
    Covers medical expenses for guests injured in your condo, regardless of fault.

  • Loss of Use Coverage
    Helps pay for temporary housing and living expenses if your unit becomes uninhabitable after a covered loss.

  • Loss Assessment Coverage
    Provides protection if your HOA assesses you for damages to shared property or liability claims.

  • Optional Valuable Items Coverage
    Extra protection for high-value belongings like jewelry, artwork, or collectibles.

Secure an Added Layer of Protection

Don’t leave your home and belongings vulnerable to gaps in coverage. We proudly serve condo owners throughout California. Our condo insurance solutions are designed to provide reliable protection for your unit, personal property, and liability — all at a competitive rate.

Call us today at 661-833-3300 to request a personalized condo insurance quote.

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