Flood Insurance

Protect Your Home from the Unexpected

Flooding can happen anywhere — not just in designated flood zones. At Bridgemark Insurance, we understand that even a few inches of water can cause devastating damage to your home and belongings. Standard homeowners policies typically do not cover flood damage, which is why a separate flood insurance policy is essential. Based in Bakersfield, CA, we partner with top-rated carriers to provide comprehensive flood insurance solutions that safeguard your home, valuables, and financial security.

Our Flood Insurance Coverage Options

 

  • Building Property Coverage
    Protects your home’s foundation, walls, flooring, built-in appliances, and electrical systems.

     

  • Personal Property Protection
    Covers belongings such as furniture, clothing, electronics, and valuables damaged by flooding.

     

  • Basement & Crawlspace Protection
    Offers limited coverage for appliances and certain improvements in basements or crawlspaces.

     

  • Replacement Cost Coverage
    Helps replace damaged property with new items, rather than just paying depreciated value.

     

  • Temporary Living Expenses (optional)
    Provides support for additional housing costs if you’re displaced due to flooding.

     

  • Commercial Flood Insurance (optional)
    For property owners with rental units or businesses, extended coverage may be available.

     

  • Peace of Mind Protection
    Ensures financial stability even in the event of a severe flood.

Don’t Wait Until It’s Too Late

Flooding can cause serious damage — even outside high-risk zones. At Bridgemark Insurance, we proudly serve homeowners and property owners throughout California with reliable flood insurance solutions. Our policies are designed to protect your home, belongings, and financial stability when rising water threatens what matters most.

Call 661-833-3300 today to request a personalized flood insurance quote.

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